Employee Benefit Services
Beyond a paycheck, your employees expect you to provide a comprehensive benefit package. In fact, a competitive benefits package often means the difference between retaining valued workers and seeing them go elsewhere.
Clifton Gunderson provides qualified employee benefit services to all types of businesses - from small, start-up companies to long-established firms. With years of practical experience in designing, administering and supporting benefit plans, we are prepared to design and implement a plan that meets your needs.
Clifton Gunderson’s Employee Benefit Services fall into four key areas:
Consulting Services
- Plan design and implementation
- Plan termination
- Correction of plan qualification issues under various IRS corrective programs
- Plan testing assistance
- Assistance with Department of Labor issues
- Fiduciary compliance reviews
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Document Services
- Prototype profit-sharing, money purchase and 401(k) plans
- Age-weighted and class allocation plans
- Defined benefit plans
- Notices to employees
- Summary plan descriptions
- Administrative forms
- Application for IRS determination letter
- Plan amendments and restatements
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Plan Administration/Recordkeeping Services
- Ongoing plan accounting and administration
- Compliance and legal reporting
- Collection and review of employee census information
- Posting of employee salary deferral contributions
- Allocation of employer contributions and forfeitures
- Reconciliation of trust assets and posting of investment earnings
- Preparation of IRS forms
- Calculation and testing compliance with all applicable discrimination tests
- Defined benefit valuation services
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Investment Services
- Investment selection and on-going investment monitoring
- Employee enrollment meetings
- Employee education meetings
- Assistance with the analysis and selection of appropriate 401(k) plan investment and recordkeeping platform
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Advisory services offered through Clifton Gunderson Financial Advisors L.L.C., a registered investment advisor.
Securities offered through CG Brokerage L.L.C., member FINRA/SIPC or securities offered through ValMark Securities, Inc., member FINRA/SIPC - 130 Springside Drive, Suite 300 , Akron , OH 44333-2431 (1-800-765-5201). ValMark Securities, Inc. is a separate entity from all Clifton Gunderson companies.
CG Brokerage L.L.C., Office of Supervisory Jurisdiction, 8215 Greenway Boulevard, Suite 610, Middleton, WI 53562 (608) 662-8600.
